Tuesday, August 28, 2012

Insurance Company Claims Las Vegas Drivers Are Unsafe

According to an article written by Fox News Las Vegas, drivers in the Las Vegas area ranked as some of the most unsafe in the nation (the full article is available here, http://www.fox5vegas.com/story/19395083/vegas-low-on-safe-drivers-ranking).  The article relies on rankings prepared by Allstate Insurance Company.  According to Allstate, Las Vegas scored 138 out of the country's 200 largest cities.  Allstate claims that the average driver in Las Vegas will be involved in one accident every 8-9 years.  Notably Reno, NV scored as one of the safest cities in the United States. 
Having previously worked as an insurance defense attorney, I find Allstate's scores interesting for two reasons.  First, they partially explain why the insurance rates in Las Vegas are higher than other cities.  Expecting a greater number of claims in a geographical area, insurance companies raise their insurance rates to maximize profits.  Second and more importantly, because Allstate's study tends to show that Las Vegans are more likely to be involved in a greater number of accidents, Las Vegans are therefore more likely to be injured in a motor vehicle accident than residents of other cities. 
Most drivers have liability insurance in case they injure another driver.  Additionally, most drivers have uninsured/underinsured (UM/UIM) motorist coverage if they are injured by another driver who either has no insurance or their insurance policy is not enough to cover all of their damages.  Despite these protections, many insurance companies attempt withhold insurance policy funds, even in cases where their insured was clearly at fault.  Insurance companies will try to deny claims by arguing that the injured party's injuries were not caused by the accident or that the injured party was partially at fault.  Worse still, insurance companies often deny their own policy holder's claims to their UM/UIM coverage.  This creates a situation where an insurance policy holder is forced to sue their own insurance company in order to seek compensation for injuries they suffered through no fault of their own.  Unfortunately, these actions by insurers result in many drivers never receiving full compensation for their injuries.  Contacting an experienced personal injury attorney may be the only way driver's will ever see full compensation for their injuries. 
If you have been injured in a motor vehicle accident, please contact one of the attorneys at Connor & Connor Pllc. as soon as possible for a consultation.  You may contact the attorneys at info@connorpllc.com, (702) 749-5992 or visit www.connorpllc.com.  You may also look the attorneys up on facebook at http://www.facebook.com/#!/ConnorConnorPllc

1 comment:

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