Tuesday, August 28, 2012

Insurance Company Claims Las Vegas Drivers Are Unsafe

According to an article written by Fox News Las Vegas, drivers in the Las Vegas area ranked as some of the most unsafe in the nation (the full article is available here, http://www.fox5vegas.com/story/19395083/vegas-low-on-safe-drivers-ranking).  The article relies on rankings prepared by Allstate Insurance Company.  According to Allstate, Las Vegas scored 138 out of the country's 200 largest cities.  Allstate claims that the average driver in Las Vegas will be involved in one accident every 8-9 years.  Notably Reno, NV scored as one of the safest cities in the United States. 
Having previously worked as an insurance defense attorney, I find Allstate's scores interesting for two reasons.  First, they partially explain why the insurance rates in Las Vegas are higher than other cities.  Expecting a greater number of claims in a geographical area, insurance companies raise their insurance rates to maximize profits.  Second and more importantly, because Allstate's study tends to show that Las Vegans are more likely to be involved in a greater number of accidents, Las Vegans are therefore more likely to be injured in a motor vehicle accident than residents of other cities. 
Most drivers have liability insurance in case they injure another driver.  Additionally, most drivers have uninsured/underinsured (UM/UIM) motorist coverage if they are injured by another driver who either has no insurance or their insurance policy is not enough to cover all of their damages.  Despite these protections, many insurance companies attempt withhold insurance policy funds, even in cases where their insured was clearly at fault.  Insurance companies will try to deny claims by arguing that the injured party's injuries were not caused by the accident or that the injured party was partially at fault.  Worse still, insurance companies often deny their own policy holder's claims to their UM/UIM coverage.  This creates a situation where an insurance policy holder is forced to sue their own insurance company in order to seek compensation for injuries they suffered through no fault of their own.  Unfortunately, these actions by insurers result in many drivers never receiving full compensation for their injuries.  Contacting an experienced personal injury attorney may be the only way driver's will ever see full compensation for their injuries. 
If you have been injured in a motor vehicle accident, please contact one of the attorneys at Connor & Connor Pllc. as soon as possible for a consultation.  You may contact the attorneys at info@connorpllc.com, (702) 749-5992 or visit www.connorpllc.com.  You may also look the attorneys up on facebook at http://www.facebook.com/#!/ConnorConnorPllc

Monday, August 27, 2012

$14.5 million settlement to brain injury victim

As was recently reported by Fox Business News (available here, http://www.foxnews.com/us/2012/08/22/145m-for-boy-brain-injury-from-metal-bat/), a $14.5 million dollar settlement has been reached in a lawsuit filed against baseball bat manufacturer Louisville Slugger.  According to the article, the Plaintiff was struck in the chest by a line drive while playing in a little league game in 2006.  After being struck by the ball, the child's heart stopped and he was left with permanent brain damage. Due to his injuries the Plaintiff (now 18) is unable to care for himself and requires 24 hour assistance.  According to the article the settlement funds will be used to provide for the Plaintiff's extensive future medical needs.  The parents of the Plaintiff hope that aluminum baseball bats will no longer be marketed to little league teams due to the risk of injuries that they carry.   
The symptoms from traumatic brain injuries can range from relatively minor to very severe and can arise from a wide variety of accidents.  Slip and falls, motor vehicle accidents, negligent medical procedures and physical violence are just some of the ways in which traumatic brain injuries can occur (more information regarding traumatic brain injuries is available here, http://www.cdc.gov/traumaticbraininjury/).  Too often traumatic brain injuries are caused by the negligence of another. 

If you have been injured in a motor vehicle accident, please contact one of the attorneys at Connor & Connor Pllc. as soon as possible for a consultation. You may contact the attorneys at info@connorpllc.com, (702) 749-5992 or visit www.connorpllc.com. You may also look the attorneys up on facebook at http://www.facebook.com/#!/ConnorConnorPllc.

Wednesday, August 15, 2012

Uninsured/Underinsured Motorist Coverage.

As was recently reported by Victoria Cavaliere in the New York Daily News, comedian Matt Fisher claims that his sister Katie's insurance company, Progressive Insurance, defended her killer in court.  According to the article (available here, http://www.nydailynews.com/news/national/comedian-progressive-insurance-defended-sister-underinsured-killer-avoid-paying-claim-article-1.1135907), Mr. Fisher's sister was tragically killed in a motor vehicle accident when a driver ran a red light and struck her car.  The article claims that the Fisher family was forced to bring a lawsuit against the driver in order to recover the Uninsured/Underinsured (UM/UIM) insurance policy that Ms. Fisher had through Progressive.  Mr. Fisher claims that Progressive defended the driver in court, which essentially means that Ms. Fisher's insurance company defended her own killer in court against her survivors.  Progressive is actively denying the claims made by the Fisher family (as seen in a follow up article available here,  http://www.nydailynews.com/news/justice-story/progressive-denies-lawyers-clear-man-killed-comedian-sister-article-1.1136648). 

Insurance companies will aggressively seek to deny claims made under UM/UIM coverage.  In Nevada insurers must offer UM/UIM coverage on a state approved form.  If an insurer fails to offer UM/UIM coverage, the coverage amount automatically raises to the amount of liability coverage on the policy.  Ippolito v. Liberty Mut. Ins. Co. 101 Nev. 376, 705 P.2d 134 (1985).  If you have been injured by another and the at fault party is uninsured or has insufficient insurance coverage to compensate you for your injuries, you may have a valid claim to UM/UIM coverage.  If you believe you may have a claim for UM/UIM coverage contact the attorneys at Connor & Connor Pllc. for a free case evaluation via email at info@connorpllc.com or by phone at (702) 750-9139. Visit www.connorpllc.com for more information. You may also look the attorneys up on facebook at http://www.facebook.com/#!/ConnorConnorPllc.

Tuesday, August 14, 2012

Personal Injury Victims

People who have been injured through the fault of another may missing out on the opportunity to be fully compensated for their injuries.  Often times the parties who are responsible deny liability or attempt to offer insufficient compensation in exchange for a full release of any future claims.  Retaining an experienced personal injury attorney who can represent your interests is often the best option.

If you have been injured in a motor vehicle accident, please contact one of the attorneys at Connor & Connor Pllc. as soon as possible for a consultation. You may contact the attorneys at info@connorpllc.com, (702) 750-9139 or visit www.connorpllc.com. You may also look the attorneys up on facebook at http://www.facebook.com/#!/ConnorConnorPllc.